Employers aren't required to provide health insurance for part-time employees, even if they provide coverage for full-time employees. If your employer doesn't offer you insurance coverage, you can fill out an application through the Marketplace.
Health care and insurance options made affordable
All eligible associates – both full- and part-time – have affordable options that include no lifetime maximum and eligible preventive care covered at 100%. We offer medical plans starting at around $26 per pay period, as well as dental and vision plans.Employees who
work an average of at least 30
hours per week, or 130
hours per month,
can be considered full-
time, according to the IRS.
What is a part-time employee?
| Source | Part-time Definition | Full-time Definition |
|---|
| IRS | < 30 hours per week | > 30 hours per week |
| BLS | ≤ 34 hours per week | > 34 hours per week |
Part-time employees at Barnes & Noble, a premier bookseller, also get a hefty benefits package. Employees can also take part in dental and health plans after six months of employment. The company also offers a 401(k) plan with employer match up to four percent.
If you claim Income Support or Jobseeker's Allowance you should normally either be not working or working on average less than 16 hours a week. Partners of people receiving Income Support/Jobseeker's Allowance are able to work for, on average, up to 24 hours a week, without their partner's entitlement being affected.
Generally, part-time employees work fewer hours than full-time employees. Part-time positions may consist of inconsistent hours, fewer responsibilities, and limited benefits. The Fair Labor Standards Act (FLSA) does not define what is part-time employment.
Short answer: Full-time employment is usually considered between 30-40 hours a week, while part-time employment is usually less than 30 hours a week. A full-time employee is, for a calendar month, an employee employed on average at least 30 hours of service per week, or 130 hours of service per month.
While most employers define full-time work as ranging between 32 and 40 hours a week, the Affordable Care Act specifies that a part-time worker works fewer than 30 hours a week on average. Under the Affordable Care Act, a 32-hour work week is considered full-time.
Generally, part-time work is described as any time between one and 34 hours of work per week.
According to research published by the Kaiser Family Foundation in 2019, the average cost of employer-sponsored health insurance in terms of annual premiums was $7,188 for single coverage and $20,576 for family coverage.
Generally, part-time work is described as any time between one and 34 hours of work per week.
Under the ACA, a full-time employee is an employee who works on average either 1) 30 hours or more per workweek or 2) 130 hours during a month. Employers that have more than 50 employees who meet either of these full-time thresholds are required to comply with the ACA.
Advantages of offering benefits to part-time employees
But, most employers do. According to the BLS, 66% of all employees have access to retirement plans, 67% have access to medical care, and 55% have access to life insurance. Offering benefits is a great way to attract and retain employees.10 Companies That Offer Part Time Jobs With Benefits
- Barnes & Noble. Sweet discounts aside, part-time employees at this bookstore megachain receive personal days, PTO, vacation time, holidays, and sick days after only 6 months of employment.
- Costco.
- Land's End.
- Nike.
- Staples.
- Starbucks.
- UPS.
- Whole Foods.
Check out 12 of the best companies for hourly workers and part-time employees:
- Kaplan.
- Macy's.
- REI.
- Staples.
- Starbucks.
- UPS – United Parcel Service.
- Wegmans.
- Whole Foods Market.
Trader Joe's
Part-time “Crew Members” are eligible for medical, dental and vision coverage (only $75 per month), and a 10% annual salary contribution to a retirement plan after meeting the eligibility requirements.The perks of part-time benefits, emergency childcare assistance, multiple health insurance options and generous time off are what most people like about Best Buy.
Lowes offers part-time employees a limited medical plan, plus basic dental and vision—with no minimum hourly threshold. You pay full blast the first year, then Lowes subsidizes your coverage the next. There are also stock purchase options, a 401(k), and PTO available after 180 days.
The employee benefits that Kroger offers were designed for full-time employees and part-time employees alike. These benefits include the following: A comprehensive health insurance plan including Dental and Vision. Kroger offers a 75% 401 (k) match.
Costco employee benefits are provided to all staff regardless of their position. Full-time employees with hourly wages need to work for Costco for 90 days or 450 hours before they are eligible, while part-time employees must work with the company for 180 days or 600 hours to receive any benefits.
Hourly pay at The Home Depot Inc. ranges from an average of $10.40 to $18.62 an hour. The Home Depot Inc. employees with the job title Retail Store Assistant Manager make the most with an average hourly rate of $18.21, while employees with the title Cashier make the least with an average hourly rate of $10.91.
An entry-level Sales Associate with less than 1 year experience can expect to earn an average total compensation (includes tips, bonus, and overtime pay) of $11.07 based on 38 salaries. An early career Sales Associate with 1-4 years of experience earns an average total compensation of $11.22 based on 395 salaries.
The Part Time hours for Home Depot are whatever hours they need when Full Timers don't want to work, busy season, and holidays. There are no set part time hours, except for freight and MET. And you have option of changing your availability whenever you want!
"Part-time employees who work more than 20 hours per week receive benefits, including life and disability insurance, dental and vision insurance with premiums paid in full by Amazon, and funding towards medical insurance.
Options for Low-Cost Health Insurance With No Job or Low Income
- Medicaid: More People Now Qualify, Look Into This Health Insurance Option.
- High Deductible Health Plans.
- Consolidated Omnibus Budget Reconciliation Act (COBRA)
- Workers' Compensation.
- Medicare.
- The Health Insurance Marketplace.
pays its employees an average of $12.38 an hour. Hourly pay at The Home Depot Inc. ranges from an average of $10.33 to $18.57 an hour.
Home Depot employees don't receive discounts. Instead, all employees that work an average of 20hrs a week are eligible for benefits (dental/drug). All employees have stock shares and receive quarterly bonuses (assuming your store has reached Plan).
Part-time workers can purchase coverage through two employer-sponsored health insurance plans. They also have access to a vision plan and dental insurance. As mentioned before, FedEx offers a 401(k) savings plan. The company matches up to 50% of your salary.
Best Health Insurance Companies
- Aetna: Best for Medicare Advantage.
- Blue Cross/Blue Shield: Best for Nationwide Coverage.
- Cigna Health Insurance: Best for Global Coverage.
- Humana: Best for 360 Degree (Wrap-around) Coverage.
- Kaiser Foundation Health Plans: Best for HMOs.
- United Healthcare Services Inc.: Best for the Tech Forward.
